Explore Medicare Made Clear by UnitedHealthcare®. It contains excellent consumer education materials which explain how Medicare works and the options available to the consumer.

Depending on your income and on your situation, you MAY qualify for “Extra Help with Prescriptions.”  We urge you to visit Social Security’s official website  to find out more.

Licensed Sales Representative

 Health, Life, Medicare, and Accident


Explore the links in the RED section below to find out more “About” our agency; to visit the official Medicare website; to use Medicare’s health plan search engine; or Medicare’s drug plan search engine. Or, of course, to send us an email.

We are delighted you are visiting our website. We offer a variety of insurance products and services to individuals and families. Whether it’s final expenses (life insurance), individual or family health insurance (under 65), filling the Medicare “gap,” or covering nursing or at-home long term care, one of our licensed professionals can assist you in choosing the right product especially for you.


If you’re considering foreign travel, click on the banner below:


International Health Insurance


We also offer health insurance designed for college students, and for others (under 65) who need temporary health insurance coverage.


Agency principal, Randal Byrd, welcomes your comments.


Phone: 713-663-7275; Cell 713.540.7275; Fax 281.254.7921